Government Schemes in India 2018 Under PM Narendra Modi

1) Pradhan Mantri Jan Dhan Yojana (PMJDY)

Pradhan Mantri Jan Dhan Yojana (PMJDY) scheme was launched by our Hon’ble Prime Minister on 15th August 2014 to achieve Financial Inclusion i.e. access to banking services to all the households in the country, financial literacy, access to credit, insurance and pension facility. There is no minimum balance required to be maintained under this scheme. Apart from it, Bank Mitra is also deployed for branchless banking. The Bank Mitra network has also gained in strength and usage.

What are the additional benefits provided under PMJDY?

You will receive a RuPay debit card
Inbuilt accident insurance cover of Rs. 1 lakh, and
Access to overdraft facility upon satisfactory operation of account or credit history of six months.

Till now 16.87 crores (60%) of PMJDY accounts are opened in rural areas and 14.49 crore (over 51%) PMJDY account holders are women which shows the inclusive aspect of this scheme.

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